Making Bank or getting by

Less Stuff, Mo’ Money

SuperShe

SuperShe • 6 months ago

You’ve heard the phrase “less is more” ad nauseam. Sometimes, it definitely doesn’t apply—like when it comes to dessert and sex, we call some serious BS. And it’s tough to do less when we’re gals who want to do it all. But minimalism is trendy right now (you may have stumbled upon the viral Marie Kondo) and adopting a minimalist attitude can bring a slew of benefits, like clarity of mind, better health, less stress, more time…and extra money in your bank account. 

We did some digging to come up with a few small lifestyle changes that will majorly boost your finances. If you’re looking to do the minimum and hold onto more of your moolah—a dream come true, if you ask us—you’ve come to the right place. These 11 easy tips will help you scale back and save extra dough for that Spotify Premium upgrade, or better yet, that vacay in the Greek isles, zippy new Honda, or even your own home. You can also stick that money in a retirement fund and watch it grow like Selena Gomez’s IG account. 

Hoard Less in Your Home

1. Ditch your home library and spend your dough digitally. “If you enjoy reading books for learning, start listening to more podcasts, many of which are free,” says Michele Delory, a certified KonMari Consultant, blogger at Modern & Minimalist, and professional home organizer from Toronto. For those who love the ritual of reading, go full-on digital with apps like Libby, which lets you check out ebooks from your local library for free, and Scribd, a Netflix-style subscription service giving you access to an unlimited amount of digital goodies for $8.99 a month. Instead of your bookcases overflowing with $16 novels you bought on Prime, you’ll have a more pared-down home, plus save some buckaroos.

2. Chill out before you shell out on new stuff for your place.Set a two-week waiting period before purchasing non-necessities,” suggests Francine Jay, author of The Joy of Less: A Minimalist Guide to Declutter, Organize, and Simplify. “In all likelihood, you’ll forget about that cute dress or throw pillow long before the time’s up. Curbing impulse purchases is a great way to keep clutter out of your home and money in your wallet.” Take a breather before you confirm your Wayfair order—you might not want that super soft $35 chenille throw blanket in 14 days as much as you think you do right now. And if you do, cap non-essential purchases at one or two per month.

3. Clean your closet and make some coin. “Once a month, I sell clothes that I no longer wear to Buffalo Exchange to keep my closet clean and minimal,” says Violet, a social media consultant, fashion influencer, and SuperShe from NYC. Buffalo Exchange is a resale retailer with 50 stores across 19 states, but online options like Poshmark, thredUP and The RealReal let you streamline your closet and make some bread in the process. “I use Poshmark a lot also,” says Vivianna. “It saved me $3,000 in one year!” Sell your old LBD. to someone who’s in L-U-V with it.

4. Cut costs and clutter in the kitchen. “This is going to sound a little silly, but if you have a favorite sauce: freakin’ use it!” says Rachel Lipkin, the NYC-based vegan food Instagrammer behind @plantbasedgeneration. “I’m a fiend for Ninja Squirrel Sriracha and I put that stuff on everything. A bottle lasts me about a three to four weeks—can you tell I love it?—but it saves on buying a thousand different seasonings that you only use once a year.” Try out a flavorful, multipurpose sauce like Lipkin’s $4.99 sriracha of choice or one of her other obsessions, Trader Joe’s Chili Lime Seasoning ($1.99), to stop hoarding $3 individual spices you forget you have most of the time. 

Socialize Smarter

5. Save on supplies and cook with a friend. “Living in a big city with endless restaurant options, it’s so tempting to eat out all the time to catch up with friends,” says Lipkin. “But for those trying to ball on a budget, turn that $75 tapas and drinks session into a DIY meal with bonus bonding time. You get a few groceries, she brings a few groceries, and boom—all of a sudden you have a lovely meal with an ol’ buddy and probably some leftovers.” Going halfsies on the groceries and picking up a bottle of vino from your local liquor store will save you some serious spending money. We’re hitting up our girl squad ASAP.

6. Start sweating with your squad. Listen, we know grabbing a glass of cab sav after work sounds a lot more enticing than hitting the gym. But meeting up at your fave bar can cost you a pretty penny and working out with friends is actually a helluva lot of fun—and it can be free. Call up your crew and spend some quality time together trying out places like CorePower Yoga or ClassPass where you get a free week or two of classes. And, not to toot our own horn, but we’ve got you covered here at SuperShe, too: “Try out a 2-week free trial on the SuperShe App, where you and your friends can access daily workout classes together!” suggests SuperShe CEO Kristina Roth. Hell yeah—have fun hanging with the girls and saving on a good workout.

Trim Down When You Travel

7. Scrap the souvenirs. “It’s so tempting to buy cute knick knacks and souvenirs when exploring a new country, but most of the time, they just collect dust or get buried in a storage box,” says Kashlee Kucheran, the British Columbia-based CEO and editor of Travel Off Path, a minimalist travel blog. “I find taking lots of photos of interesting and cultural things serves as a great ‘digital souvenir’ and doesn’t cost a penny!” And let’s be honest, you only wear that Don’t Mess with Texas tee as a pajama shirt on laundry day, anyway. 

8. You can leave home without it. Struggling to stuff your shit in one suitcase? You might want to pack smarter, sister. “I stick to a complementary color palette when traveling, usually black and gray, so all my clothes go together and my shoes always match,” says Norie Quintos, editor-at-large at National Geographic Travel Media and an international travel communications consultant in Washington D.C. Shoes are clunky as hell and take up space that you can use for all your other necessities when you’re OOO, so try to limit the number you take. And even though neutral colors are practical AF, let your personality shine, lady! Go for the hot pink and lime green if that’s your shtick. Just pack as compactly as possible (maybe even carry-on only) to cut down on the ridiculous airline baggage fees.

Minimize Your Makeup

9. You’re a boss-ass multitasker, so expect the same from your beauty routine. Buy products that work twice as hard for you and take up half as much space. “Try a tinted sunscreen that has both coverage and SPF or a tinted moisturizer that also acts as a primer,” suggests Melanie Rud, a Chicago-based beauty writer. “This is not only going to save you money and time, but it will also take up less space in your vanity or cabinet.” Rud suggests trying these Sephora and Laura Mercier gems out for a sun-protection-spin. Experts say you should be reapplying sunscreen every two hours, though, so don’t depend only on this stuff. To stay on top of her sunscreen game, Rud uses this Colorescience brush-on SPF shield because it can be conveniently applied over makeup, without ruining your look. If you’re looking to multitask even more (oh yeah, we see you), Rud also vouches for this tinted balm from Olio E Osso that can be used as a lip balm, lip color, and cheek flush. Talk about a triple threat!

10. Return your rejects. This tip is so simple and so genius—we’re facepalming hard we weren’t aware of it. “If you don’t like a beauty product, you can return it for a full refund,” says Rud. “Keeping it when it doesn’t work for you is a waste of money and a waste of space.” Don’t believe us? Check out the return policies for hot makeup spots, like Sephora, Ulta and Blue Mercury. So, why TF are you keeping that foundation that’s making you break out like you’re in 10th grade again and crowding your bathroom counter?

Work With Less

11. Walk it out, woman. Dropping dough like it’s hot on outings with coworkers? We’ve got you. “If you usually grab coffee or lunch with coworkers, or head to happy hour after work, suggest a walk instead,” says Courtney Carver, author of Soulful Simplicity: How Living with Less Can Lead to So Much More. “It’s free and will help you and your team relax and connect.” Plus, some fresh air and easy-peasy exercise can be great for your mental and physical game. 

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